Miss Fowler was a girl I worked with who was cute and cheesy and sweet and we referred to our little group of ladies as "BOFA" (Best of Friends Always).  This was her signature dip for our pot luck lunches and after she left I begged her for the recipe.  I modified it a touch to add my own spin to it, of course!

1 can of bean dip (found in the chip aisle)
1 large tub of sour cream
1 tub of guacamole (or home make it if you can)
One tomato diced. (i buy a tub of pre cut tomatoes from the grocery store because I tend to butcher tomatoes)
One bunch of scallop onions diced
One large package of shredded cheddar cheese (or the Mexican kind)
One medium size can of sliced black olives.

in medium bowl mix can of bean dip with half of the sour cream.  This creates a creamier bean layer and in my opinion makes the whole dip blend better.  Layer the dip at the bottom of a 13X9 baking pan (If you are taking this to a party you can grab one of those aluminum throw away lasagna pans and just toss it before you leave...trust me, there will be no leftovers)  Next layer the guacamole (note:  I do not like guacamole...but i loooove this dip).  Next layer the rest of the sour cream.  Top with cheese, then tomatoes, then olives then onions.  Refrigerate for at least one hour before serving. 

This is definitely not a low fat food....but it's so irresistible.